What is one intent required for financial transaction card theft?

The intent required for financial transaction card theft centers around the unauthorized use of another person's card. This means that the individual must intend to take advantage of the card's capabilities – such as accessing funds or making purchases – without the cardholder's consent. When someone uses a financial transaction card without permission, they are directly committing an act of theft, as they are exploiting the ownership and rights of the legitimate cardholder.

While selling the card to another person might also indicate a criminal intent, the primary focus of the charge is on the unauthorized use itself rather than the distribution or sale of the card. Similarly, returning the card to the owner or reporting it as lost does not align with the intent of theft, as these actions imply a respect for ownership and an intention to rectify the situation rather than exploit it. Thus, the correct understanding of the intent involved in financial transaction card theft emphasizes the act of using the card without permission.