Which charge pertains to the unlawful use of someone else's financial transaction card?

The charge that specifically pertains to the unlawful use of someone else's financial transaction card is Financial Transaction Card Theft. This charge addresses the unauthorized use or theft of a credit card, debit card, or any similar financial device that allows for the access of funds or credit. This includes scenarios where an individual uses another person's financial transaction card without permission to make purchases or withdraw funds.

In contrast, Credit Card Misuse may cover a broader spectrum of fraudulent activities involving the unauthorized use of a credit card, but Financial Transaction Card Theft is the more precise term for the act of unlawfully taking or using someone else's card. Additionally, Identity Fraud typically involves the stealing of personal information to impersonate someone else for financial gain, which may not directly relate to just the card itself. Check Fraud pertains specifically to the fraudulent use of checks, which is entirely different from the unlawful use of financial transaction cards.