Which of the following is not a characteristic of financial transaction card fraud?

Obtaining goods for cash is not typically considered a characteristic of financial transaction card fraud because it involves a different type of transaction that does not rely on the fraudulent use of a card. Financial transaction card fraud specifically deals with the unauthorized use of credit or debit cards, which usually entails using cards that are lost, stolen, expired, or counterfeit.

The other options relate directly to the characteristics of financial transaction card fraud. Using a card known to be stolen, a forged or expired card, and knowingly purchasing items obtained through fraudulent means all involve the misuse of financial transaction cards to illegally acquire goods or services. In contrast, obtaining goods for cash does not necessarily involve any deceptive card practices, making it distinct from the actions typically associated with this type of fraud.